Ridgetop LendingFueled by Edge
Modern home exterior
Licensed in KY, TN, VA

Meghan Barnes
CMB, AMP

Meghan Barnes has been in the mortgage industry for over 10 years and earned both her AMP and CMB designations in 2024. She is passionate about the Mortgage Bankers Association's commitment to advocacy, education, and strengthening the mortgage industry. Meghan is dedicated to helping homebuyers achieve homeownership and build generational wealth, while also mentoring and encouraging fellow loan officers as they grow their businesses and careers.

// About Meghan

Meghan Barnes, Certified Mortgage Banker at Ridgetop Lending

Whether you're buying, selling, refinancing, or building your dream home — you have a lot riding on your loan specialist.

Market conditions and mortgage programs change frequently. You need a top professional who can give quick, accurate financial advice and walk through every option available. With certifications as a Certified Mortgage Banker (CMB) and Accredited Mortgage Professional (AMP), I bring the expertise to make complex decisions feel straightforward.

Ensuring you make the right choice for you and your family is my ultimate goal. After you apply, I'll personally walk you through every detail of your loan — by phone, video, or in person.

CMB
Certified Mortgage Banker
AMP
Accredited Mortgage Pro
3 States
KY · TN · VA
NMLS
#1436422

// Free Tools

The math is clear.

Understand your buying power before you start shopping. Run the numbers, compare scenarios, and walk into your next conversation prepared.

Loan Type
Down Payment$/%

Enter a dollar amount or a percent (0.5% steps)

Loan Amount$340,000
Principal & Interest$2,066/mo
No PMI — 20%+ down
Est. Monthly (PITI)$2,491

Estimates only. Actual MI, MIP, funding fees, and rates vary by credit, loan amount, occupancy, and program. Contact Meghan for an exact quote.

Apply Now

// Ready when you are

Apply Now

A short form gets the conversation started. I'll follow up personally to review your details and outline your best options.